Warning Signs

The convenience of credit can make it easy to fall into debt. But if you’re able to recognize the warning signs, you may be able to avoid a serious problem and get your finances back on track. Watch out for these red flags:

• You pay only the minimum due on your credit cards
• You skip some card or loan payments
• You're maxed out on your credit limit
• You don’t know how much you owe
• Your lender lowers your credit limit

If one or more of these situations rings a bell, it’s time to get a handle on your debt.

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