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(Icon)Monthly Budget
Create a monthly budget including income, savings goals, and different types of expenses.
This worksheet provides an outline of common college expenses. Set a budget for each category, and then compare income and expenses to see if the budget needs an adjustment.
Spend: Budgeting
Pay for Education: Predicting Costs
Estimated time to complete: 45 min
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(Icon)Apartment Features Worksheet
List and compare your apartment search priorities to make the best decision possible when renting a new place.
Create a side-by-side comparison of different apartments, and learn helpful reminders on key questions to ask when researching a new place to live.
Spend: Spending Decisions
Estimated time to complete: 45 min
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(Icon)10 Steps to Balancing Your Checking Account
Learn how to balance a checkbook.
Keep track of funds and see how much money has gone in and out of a bank account by entering in the checkbook balance, bank balance, and any outstanding checks.
Spend: Budgeting
Estimated time to complete: 45 min
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(Icon)Budgeting for Life After College
Get prepared for life after college; create a budget based on common expenses for new graduates.
With this worksheet, design a customized, detailed budget to use after college and when entering the working world.
Earn: Career Planning
Spend: Budgeting
Estimated time to complete: 45 min
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Comparing Checking Accounts
Compare different fees and features before choosing a checking account.
This worksheet provides a guideline for researching the features and costs associated with a new checking account and helps create a side-by-side comparison of banking options. This exercise may be especially helpful for people who are new to banking.
Save & Invest: Banking
Estimated time to complete: 45 min
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Debt Recovery Worksheet
Keep track of current debts and monthly payments.
Organize and create a strategy for repaying multiple loan and debt obligations by listing payments, interest rates, and loan balances for outstanding debts.
Borrow: Manage Credit & Debt Load
Estimated time to complete: 45 min
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Determining Your Annual Net Cost
List different types of financial aid and support to determine the cost of college for the year.
Create a framework for determining the true cost of attending school by calculating the total cost of attendance, listing financial aid options, and selecting alternatives for paying net costs. This worksheet is helpful when used in conjunction with the Monthly Budget worksheet.
Pay for Education: Predicting Costs
Estimated time to complete: 45 min
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Emergency Fund Worksheet
Calculate how much to start saving to build up an emergency fund.
An emergency fund should generally allow for three months of living expenses. Determine how much to keep in an emergency fund and which expenses to prioritize in an emergency.
Protect: Emergencies
Estimated time to complete: 45 min
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Preparing for a Job Application Worksheet
Compile all information necessary for filling out job applications.
Prepare for job applications by collecting commonly required information in this worksheet. Save time by keeping key information on hand to expedite the job application process.
Earn: Career Planning
Estimated time to complete: 45 min
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Moving Checklist
Keep track of all the tasks that must be completed before moving into a new place.
This worksheet lists important tasks to complete during a move, including a timeline for when each task should be completed.
Spend: Spending Decisions
Estimated time to complete: 45 min
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Needs versus Wants Worksheet
Identify the difference between needs and wants, and find substitutes to expensive wants.
One of the most difficult choices to make when budgeting is how much to spend on non-essentials, otherwise known as wants. Use this worksheet to create a list of things you need and things you want, and then brainstorm less-expensive alternatives to the wants.
Spend: Spending Decisions
Estimated time to complete: 45 min
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Cost of Owning a Pet Worksheet
Estimate the cost of owning a pet before adopting one.
Pet expenses can quickly add up; use this worksheet to determine the annual cost of owning a pet. This worksheet is helpful when used in conjunction with the Monthly Budget worksheet.
Spend: Budgeting
Estimated time to complete: 45 min
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Savings Goal Worksheet
Create a plan to save for financial goals.
List a short-, medium-, and long-term savings goal, and estimate how much to save every month to reach each goal. This worksheet is helpful when used in conjunction with the Monthly Budget worksheet.
Save & Invest: Saving and Goal Setting
Estimated time to complete: 45 min
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Student Loan Comparison Chart
Keep track of the different terms and fees of loans while shopping around for a student loan.
This worksheet lists costs and factors to consider when evaluating student loan options. This worksheet is helpful when used in conjunction with the loan payoff calculators.
Pay for Education: Costs and Benefits of Student Loans
Estimated time to complete: 45 min
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Study Abroad Budget
Create a budget based on specific study abroad costs.
A semester or trip abroad carries different expenses than are typically found in a monthly budget or annual college costs budget. Use this worksheet to calculate the costs of a study abroad trip.
Spend: Budgeting
Estimated time to complete: 45 min
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Job Offer Decision Worksheet
Rank top priorities when looking for a job to decide whether or not a job offer is a good fit.
Look at the categories listed on this worksheet and check off which matter most to you. Then, rank those priorities in order of importance. Finally, create a pro and con list for a possible job to help decide whether or not to accept the offer.
Earn: Comparing Jobs
Estimated time to complete: 45 min
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DECIDE Worksheet
Use the DECIDE decision-making model to reach a solution for a problem you are facing.
This worksheet takes you through six steps of the DECIDE framework to help solve a conflict. Define the problem. Establish your criteria. Choose options. Identify pros and cons. Decide. Evaluate. Outline your challenge and work through the steps to identify a solution.
Protect: Emergencies
Estimated time to complete: 45 min
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Insurance Plan
Assess your own comfort with risk and analyze your current insurance coverage.
Use this worksheet to help identify your insurance needs and what level of coverage will make you feel safe and secure. Everyone has a different comfort level with risk and this worksheet will help you figure out your own.
Protect: Risk Management
Protect: Insurance
Estimated time to complete: 45 min
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Home Inventory
Create a record of your property for future reference.
Help protect your property by documenting what you own using this worksheet. Include serial numbers, descriptions, and projected values for any notable property. This record will be a useful reference if you ever need to file an insurance claim.
Protect: Risk Management
Protect: Insurance
Estimated time to complete: 45 min
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Identity Fraud Crisis Checklist
Protect yourself against identity fraud.
Use this checklist to navigate the steps you need to take to move forward if you are a victim of identity fraud. Additional resources are listed for further help and support.
Protect: Fraud
Estimated time to complete: 45 min
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Hold Yourself Accountable Worksheet
Stay on track to reach your goals.
Use this worksheet to create an accountability plan to reach a goal or aspiration. Set a timeline, pick an accountability partner, and list first steps to get started.
Save & Invest: Saving and Goal Setting
Earn: Career Planning
Estimated time to complete: 45 min
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Spending Detective Worksheet
Be your own spending detective and track where your money goes.
Use this worksheet to analyze your bank and credit card statements. Compare your bills and other expenses against your income to track spending patterns and behaviors.
Spend: Spending Decisions
Spend: Budgeting
Estimated time to complete: 45 min
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Costs of Training and Development
List costs associated with completing a professional development training or course.
Compare costs of an educational opportunity to the benefits you will experience after completing it. Use this comparison to help determine whether to pursue the professional development training or course.
Earn: Career Planning
Pay for Education: Predicting Costs
Estimated time to complete: 45 min
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Mindful Spending Worksheet
Cut down on impulse buys with this framework.
This worksheet takes you through a series of questions that consider whether a “want” purchase is worth it. These questions can be used before any purchase to weigh the benefit against the cost.
Spend: Spending Decisions
Estimated time to complete: 45 min
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SMART Goals Worksheet
Make SMART goals and set yourself up for success.
Use this worksheet to set Specific, Measurable, Achievable, Realistic and Time-bound (SMART) goals. When goals are too abstract, it can be hard to know how or where to start. SMART goals help you to stay accountable and to be deliberate in your planning.
Save & Invest: Saving and Goal Setting
Earn: Career Planning
Estimated time to complete: 45 min
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Auto Insurance Worksheet
Outline your current auto insurance coverage to help identify gaps or additional needs.
This worksheet consists of a checklist and an auto insurance reference sheet. Use the checklist to identify the types of auto insurance you currently have and any additional coverages you might consider. Use the reference sheet to outline costs and details of your auto insurance.
Protect: Insurance
Estimated time to complete: 45 min
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Future Aspirations Worksheet
Get a plan ready to reach your goals.
This worksheet helps you outline your future aspirations and set a time frame to reach each one. Suggested goals are listed, but you can also write in your own.
Save & Invest: Saving and Goal Setting
Earn: Career Planning
Estimated time to complete: 45 min
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