How Much Do I Need for Emergencies?

Current Net Monthly Income

Funds Available

Number of months for funds to last (1 to 360)

Number of months to accumulate funds (1 to 360)

Itemized expenses

Loan Payments
Expense	Amount	Do You Consider This Necessary?
Student Loans		Is necessary?
Credit Cards		Is necessary?
Personal Loans		Is necessary?
Other Loan Payments		Is necessary?

Home
Expense	Amount	Do You Consider This Necessary?
Mortgage Payment or Rent		Is necessary?
Household Repairs and Maintenance		Is necessary?
Homeowner's/Renter's Insurance		Is necessary?
Home Improvements/Furnishings		Is necessary?
Utilities		Is necessary?
Internet		Is necessary?
TV/Streaming Services		Is necessary?
Other Home Expenses		Is necessary?

Transportation
Expense	Amount	Do You Consider This Necessary?
Car Payment		Is necessary?
Car Repairs		Is necessary?
Car Insurance		Is necessary?
Fuel		Is necessary?
Parking		Is necessary?
Registration		Is necessary?
Public Transportation/Transportation Services		Is necessary?
Other Transportation		Is necessary?

Food
Expense	Amount	Do You Consider This Necessary?
Groceries		Is necessary?
Dining Out		Is necessary?

Clothing
Expense	Amount	Do You Consider This Necessary?
Clothing		Is necessary?
Laundry		Is necessary?

Insurance
Expense	Amount	Do You Consider This Necessary?
Health Insurance		Is necessary?
Dental Insurance		Is necessary?
Life Insurance		Is necessary?
Health/Flexible Savings Account Contributions		Is necessary?
Other Insurance Expenses		Is necessary?

Education
Expense	Amount	Do You Consider This Necessary?
Tuition/Fees		Is necessary?
Books/Supplies		Is necessary?
Daycare/Childcare/Child Schooling Expenses		Is necessary?
Other Education Expenses		Is necessary?

Entertainment
Expense	Amount	Do You Consider This Necessary?
Entertainment		Is necessary?

Gifts
Expense	Amount	Do You Consider This Necessary?
Gifts		Is necessary?

Personal Care
Expense	Amount	Do You Consider This Necessary?
Personal Care		Is necessary?
Gym Memberships		Is necessary?
Other Personal Care		Is necessary?

Charitable Contributions
Expense	Amount	Do You Consider This Necessary?
Charitable Contributions		Is necessary?

Other Expenses
Expense	Amount	Do You Consider This Necessary?
Other Expenses		Is necessary?

Necessary monthly expenses: $0

Current emergency fund: $0

Number of months of funds needed: 0

Total funds needed for emergency fund: $0

Funds needed to raise: $0

Number of months to build emergency fund: 0

Amount of money/month to save to fully fund emergency fund: $0